Life Insurance & Personal Insurance Services
At K Partners, we provide personal insurance broking for the most important personal insurance categories: Life Insurance, Income Protection, Trauma, and Total and Permanent Disability (TPD).
Our licensed and experienced insurance specialists can set up insurance that’s appropriate for your needs now and into the future. We see personal insurance as key to your long-term security and peace of mind and will work with you to make sure you’re covered for what matters most.
Income Protection Insurance
Your ability to earn an income is your greatest asset. Yet this is often inadequately insured.
Income Protection provides a regular safety net of income if you’re unable to work for a period of time due to illness or injury. It’s a simple insurance to set up and for policies outside of a super fund, the premiums are 100% tax deductible.
Don’t make the mistake of leaving Income Protection cover on your ‘to-do’ list. Let K Partners work with you to find the best insurance options for your personal and family needs.
Life Insurance cover protects those who depend on you such as your spouse, your kids, and even maybe your parents in the case that you pass away prematurely. It can provide some financial security for your loved ones at a difficult time by helping them maintain their standard of living and/or manage debts.
For people with families and dependants, it’s particularly important to invest the time in making sure that their Life Insurance cover is correct and adequate.
Total and Permanent Disability Insurance (TPD) or Disability Insurance covers you and your family in the event that you become permanently disabled, either physically or mentally.
An important consideration when it comes to protecting your financial future and that of your loved ones, TPD cover is often simple to set up while providing peace of mind.
Trauma Insurance is the fourth category of personal insurance we help establish and manage for our clients. Its purpose is to provide financial protection in instances of the diagnosis of a serious illness such as cancer or stroke.
Trauma Insurance is designed to allow you to focus your attention on your health and recovery by easing financial pressures on you and your family.
Contact us to arrange an insurance broking consultation.
Frequently Asked Questions
From the day you are born you start acquiring knowledge and develop a range of skills and capabilities. The sum of these allows you to enter the workforce and have an impact on the world and generate income. If you are no longer able to work and generate income your lifetime of knowledge and experience is worth $0. It is the biggest asset you have and by far the most important.
This will depend on a range of factors including your age, profession, health, hobbies, type of coverage, etc. We are able to provide you with a quick estimate with no commitment to use our advice.