K Partners assists SMSF trustees with SMSF property lending and loan structuring considerations. Financial planning and accounting advice is provided by appropriately licensed professionals within the K Partners group, where applicable.
K Partners has over 15 years’ experience assisting clients with SMSF property lending and borrowing considerations within an SMSF.
What you can expect from K Partners
Financial planning and accounting advice is provided by appropriately licensed professionals within the K Partners group, where applicable.
Specialised service
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A Self-Managed Super Fund (SMSF) Loan is a specialised investment loan that allows an SMSF to use its funds as a deposit to purchase an investment property while borrowing the remaining amount needed to complete the purchase.
An SMSF provides benefits such as greater investment control, tax planning opportunities, estate planning flexibility, and potential cost savings for larger balances. However, drawbacks include the time and effort required for management, compliance obligations, limited diversification, and the absence of government protections.
Before obtaining an SMSF loan, it’s essential that you contact your Financial Advisor and Mortgage Broker to seek professional advice to ensure the decision to start and SMSF and borrow for an investment property is in your best financial interest.
Yes you can, but it is important that you seek advice from a financial planner to ascertain if this strategy is adequate and in your best interest for your situation.
The final rate the bank will offer you will be determined by the loan amount and your total Loan to value ratio (LVR Position). They type of repayments, interest only or principal and interest will also have an impact on the final rate the bank will offer you.