Financial Planning

Unlock financial freedom tailored to your unique situation and goals.

K Partners provides bespoke, informed and effective financial planning with a focus on building sustainable wealth for all life stages.

Where Financial Planning Begins.

Understanding you and your family, understanding your financial objectives and working together to set out a clear plan to achieve your financial goals.

What Does Financial Planning Include?

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Retirement Planning

We will provide clear advice on optimising your retirement and also provide clarity so you can retire without financial worries.

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Investment Planning

We will provide quality advice surrounding investment options, investment platforms and asset classes to diversify your investment portfolio.

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Wealth Creation

We will provide strategic advice on how to build on your wealth.

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Superannuation and SMSF Advice

We will provide advice on how to optimise your retirement vehicle from investment solutions to strategic advice for overall growth of your funds.

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Risk Advice

We will provide holistic advice on how to mitigate your financial risks.

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Financial Modelling

We will provide clarity around how your financial future looks based on your specific situation and variables you would like to model.

Is Financial Planning Right For You?

We provide a range of financial planning services for our clients. Each strategy is tailored to the current circumstances of our clients and individually developed around the present-day with the financial future in mind.

Snapshot of a K Partners client

SMSF set up and ongoing management

Investment selection and ongoing management for superannuation, pension and personally owned portfolios

Seeking a roadmap to retirement

Seeking wealth creation strategies

Navigate your financial future with us

Get your own customized strategies for today and tomorrow

The K Partners Process

We keep the financial planning process simple with seven easy steps:

1. Initial Meeting

This is where we get to meet you and understand you needs. This is also for you to meet us and understand our skills and expertise. This meeting allows you to determine how best we can serve your financial objective in an open and transparent manner

2. First Fact Find Meeting

This meeting is scheduled once we have agreed to work with one another. We start to collate your financial footprint to provide the best quality advice to put you and your family in a better financial position. This is where the first brain storm starts, to uncover any obstacles to your financial freedom.

3. Second Fact Find Meeting

During this meeting we look to finalize your goals and objectives. We will also get any missing pieces on your financial situation to ensure we have the most accurate date to provide the best advice.

4. Advice Development

You sit back and relax whilst our expert team research all your options and come up with the best advice possible to ensure we cater to each of your objectives

5. Advice Presentation

We present our advice to you in a clear manner and ensure you understand all the complexities behind your tailored advice. We will also be providing a copy of the advice in a Statement of Advice Document for you to read over and keep for your records.

6. Advice Implementation

Once you have understood the advice and are ready to proceed with any recommendations, our team will assist you in implementing any of the recommendations made so you do not have to do it on your own.

7. Ongoing Support

Our team will always be here to assist with any future needs. We will be there to ensure you hit the financial goals we set out to achieve when you started the journey with us.

Why Australia Trusts K Partners Accountants & Financial Advisers For Financial Planning

Since 2008, we have helped hundreds of clients grow their wealth to achieve the lifestyle they want before retiring successfully. At K Partners, we focus on providing highly targeted and tailored advice that is easy to understand and implement. The pillars of K Partners services are:

Integrity

Transparency

Partnership

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Integrity

Our reputation as reliable financial advisors in Melbourne is based on a longstanding commitment to providing effective advice to clients. Our extensive experience, expertise and reputation for delivering proactive and efficient advice ensures all avenues are explored when working towards clients goals.

Transparency

We ensure that our services are fully transparent, so clients are informed and made aware of all aspects relevant to all financial advice. We work with clients closely so they are able to understand their options and make informed decisions. Clients actively participate in strategy development and financial planning goals, which we work to turn into reality. Advice is tailored to developing pre-approved directions and goals.

Partnership

K Partners is built on the foundation of strong partnerships of trust with each of our clients. We work closely with all of our clients in order to intimately understand their goals and situation. Our team is responsive and well informed in regards to all client matters.

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Our financial planning offers benefits for many types of people at all ages and stages of life. Talk to us about your financial goals and find out more about what to expect.

Starting Fresh – Financial Advise for Beginners

Starting Fresh  – Financial Advise for Beginners

Starting Fresh is perfect for anyone who is new to financial advice or whose circumstances have recently changed, opening the opportunity for a financial refresh.

You may be working full time and recognise the importance of having your money work harder for you. Perhaps you’re unsure about how to budget and aiming to start a consistent savings or investment plan.

The best way to achieve financial security is through a well-structured plan, formulated by financial professionals. For tailored advice on how best to grow, manage and protect your assets, book in for a free financial health check.

Scaling Up - Wealth Accumulation & Management

Scaling Up - Wealth Accumulation & Management

Scaling Up is ideal for anyone who is somewhat advanced in his or her financial journey but wants to create more wealth. For example, you may have purchased your home and are actively paying down your home loan.
Perhaps you have some extra income and are unsure about how best to use it. It’s time to look at your options and objectively assess the best way forward.

We’ll consider paying down any debt, investing in the share market or looking at investment properties, depending on your goals.

K Partners will help you assess your options and select the most appropriate strategy. These investment solutions are tailored to your financial circumstances, with your risk appetite in mind. We believe that wealth can be built through a well-diversified portfolio combining managed investment accounts, direct investments such as property, and superannuation management.

Winding Down – Retirement Planning

Winding Down – Retirement Planning

Our Winding Down financial planning clients are advanced in their financial and career journeys and now looking forward to retirement, with more time to spend with family, travelling and just enjoying life.

The K Partners team of Melbourne-based financial planners are highly experienced in helping you plan for and enjoy your well-earned retirement. We take your complete financial situation into account and work with you to create comprehensive strategies to achieve your retirement income goal – one that will have you comfortably living the lifestyle you deserve for many years to come.

Triangle
Financial Planning
Steve Kostovski

Steve Kostovski

Partner / Financial Adviser

Triangle
Financial Planning
Prasanth Radhakrishnan

Prasanth Radhakrishnan

Financial Adviser

Triangle
Financial Planning
Cameron Forsyth

Cameron Forsyth

Client Services

Triangle
Financial Planning
Chloe Dinh

Chloe Dinh

Paraplanner

Triangle
Financial Planning
Tu Huynh

Tu Huynh

Client Services

Triangle
Financial Planning
Steve Kostovski

Steve Kostovski

Partner / Financial Adviser

Triangle
Financial Planning
Prasanth Radhakrishnan

Prasanth Radhakrishnan

Financial Adviser

Triangle
Financial Planning
Cameron Forsyth

Cameron Forsyth

Client Services

Triangle
Financial Planning
Chloe Dinh

Chloe Dinh

Paraplanner

Triangle
Financial Planning
Tu Huynh

Tu Huynh

Client Services

1. How much do I need to retire on?

This figure will depend on 2 factors. When you wish to retire and on the amount you would like to spend in retirement. We use these variables to work out your required retirement superannuation/investment amount, then look at your existing arrangements and provide you with a projected balance. This is a very simple and powerful approach to getting you to act on your retirement plan.

2. How much does it cost to get advice?

Our advice service begins $300 + GST as an hourly rate. Comprehensive plans being at $3,000 + GST. We will be very transparent with our fee structure once we understand your specific needs and the initial consultation to understand your needs is free.

3. I would like to invest but don’t know how to start

We’ve taken the complexity out of investing and can offer a simple way to enter the market. We offer a simple DIY guide on how to start as well as a comprehensive investment management service if you would like to outsource it to us.

28 September 2023

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