Financial Planning
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K Partners Accountants & Financial Advisors – Where Financial Planning Begins
Are you ready to start your financial planning journey?
Working with K Partners provides access to financial planners who work with clients to understand their unique situation and develop customised advice and strategies. The K Partners team specifically works with clients to map out future financial goals and create a clear step-by-step process to achieve them.
What Does Financial Planning include?
K Partners focuses on three key areas of financial planning. We assist clients with:
Retirement Planning
K Partners can review what your retirement will look like based on your current financial situation and identify strategies for improvement. We build our strategies towards minimising taxes, improving your cash flow and managing the growth of your superannuation portfolio effectively in order to help reach a comfortable retirement.
A consultation with K Partners can help you find out how easy it is to feel secure about upcoming retirement, no matter what stage of life you are at.
Investment Planning
Our team can assist with building a diversified portfolio of property, shares and other investments, while ensuring full visibility over your entire portfolio. We’ll provide simple and practical solutions to complicated issues such as, choosing the right investment, the timing of the investment, setting return expectations, etc.
Wealth Creation
Our financial planning service assists clients with learning about wealth creation and how they can use various methods and strategies to meet their goals. We’ll review how you can use surplus cash flow to create wealth and use your property equity to build long-term investments.
Is Financial Planning Right For You?
We provide a range of financial planning services for our clients. Each strategy is tailored to the current circumstances of our clients and individually developed around the present-day with the financial future in mind.
A snapshot of a K Partners client includes someone:
- Looking to retire in the next few years and seeking advice on how to start planning.
- About to receive an inheritance and seeking advice on how to invest these funds.
- With a strong cash flow surplus and eager to build an investment portfolio that will grow into a future passive income.
- Currently runs their Self Managed Superannuation Fund and would like to review the current investment strategy.
Why Melbourne Trusts K Partners Accountants & Financial Advisers For Financial Planning
Since 2008, we have helped hundreds of clients grow their wealth to achieve the lifestyle they want before retiring successfully. At K Partners, we focus on providing highly targeted and tailored advice that is easy to understand and implement.
The pillars of K Partners services are:
Integrity
Our reputation as reliable financial advisors in Melbourne is based on a longstanding commitment to providing effective advice to clients. Our extensive experience, expertise and reputation for delivering proactive and efficient advice ensures all avenues are explored when working towards clients goals.
Transparency
We ensure that our services are fully transparent, so clients are informed and made aware of all aspects relevant to all financial advice. We work with clients closely so they are able to understand their options and make informed decisions. Clients actively participate in strategy development and financial planning goals, which we work to turn into reality. Advice is tailored to developing pre-approved directions and goals.
Continuous Partnerships
K Partners is built on the foundation of strong partnerships of trust with each of our clients. We work closely with all of our clients in order to intimately understand their goals and situation. Our team is responsive and well informed in regards to all client matters.
The K Partnership Process
We keep the financial planning process simple with seven easy steps:
1. Initial Meeting
This is where you tell us what your needs and goals are. We use this meeting to tailor our expertise to help deliver the type advice you require. We will listen to your requirements in order to provide a summary of what we understand your advice needs are and details of what advice we will provide as well as the cost. Following this meeting you will have all of the information you need in order to decide on your next steps and engagement.
2. First Fact Find Meeting
This is an opportunity to understand your current financial position: your income, your debt, your investment balance, your superannuation balance, and how these apply to your goals.
3. Second Fact Find Meeting
During this meeting we look to develop your goals and objectives and further understand what you like and don’t like, how much risk you like to take with your investments.
4. Advice Development
This is the most exciting part of the process for us. We take everything we’ve learned about you and develop a tailored and individualised financial strategy to meet your goals. We use our expertise, experience as well as thorough research and contemporary software to model and analyse potential strategies suited to your circumstances, goals and preferences.
5. Advice Presentation
Our presentation meeting is where we share the strategies with you. During this meeting all of your questions are answered.
6. Advice Implementation
Once you are comfortable and understand every aspect of the advice we are providing to you, we can be retained to implement the discussed strategies and models.
7. Ongoing Review and Support
Following the above advisory process and retention, K Partners will act as your ongoing financial planner. You can choose from a number of service packages to suit your specific needs. As your personal situation changes you will need to make adjustments to your strategies, and will be guided through this process by our responsive and dedicated team. Our service packages ensure that you stay on track to meet your financial goals.
Financial Planning Stages
Our financial planning offers benefits for many types of people at all ages and stages of life. Talk to us about your financial goals and find out more about what to expect.
Starting Fresh is perfect for anyone who is new to financial advice or whose circumstances have recently changed, opening the opportunity for a financial refresh.
You may be working full time and recognise the importance of having your money work harder for you. Perhaps you’re unsure about how to budget and aiming to start a consistent savings or investment plan.
The best way to achieve financial security is through a well-structured plan, formulated by financial professionals. For tailored advice on how best to grow, manage and protect your assets, book in for a free financial health check.
Scaling Up is ideal for anyone who is somewhat advanced in his or her financial journey but wants to create more wealth. For example, you may have purchased your home and are actively paying down your home loan.
Perhaps you have some extra income and are unsure about how best to use it. It’s time to look at your options and objectively assess the best way forward.
We’ll consider paying down any debt, investing in the share market or looking at investment properties, depending on your goals.
K Partners will help you assess your options and select the most appropriate strategy. These investment solutions are tailored to your financial circumstances, with your risk appetite in mind. We believe that wealth can be built through a well-diversified portfolio combining managed investment accounts, direct investments such as property, and superannuation management.
Our Winding Down financial planning clients are advanced in their financial and career journeys and now looking forward to retirement, with more time to spend with family, travelling and just enjoying life.
The K Partners team of Melbourne-based financial planners are highly experienced in helping you plan for and enjoy your well-earned retirement. We take your complete financial situation into account and work with you to create comprehensive strategies to achieve your retirement income goal – one that will have you comfortably living the lifestyle you deserve for many years to come.
Frequently Asked Questions
This figure will depend on 2 factors. When you wish to retire and on the amount you would like to spend in retirement. We use these variables to work out your required retirement superannuation/investment amount, then look at your existing arrangements and provide you with a projected balance. This is a very simple and powerful approach to getting you to act on your retirement plan.
Our advice service is available by the hour and prices start at $330, so you can’t use cost as an excuse. The more you get us to do for you the higher the cost.
We’ve taken the complexity out of investing and can offer a simple way to enter the market. We offer a simple DIY guide on how to start as well as a comprehensive investment management service if you would like to outsource it to us.
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