Never miss out on our latest insights

Subscribe to our newsletter and stay updated. Claim your opportunity for a better financial future.

Latest insights

What is an investment?  An investment is something you commit money or capital to with the general aim of generating a financial return, i.e., getting back more money than you put in. Making money on an investment isn't guaranteed, however, as every investment carries risk; generally, the riskier the investment, the higher the expected return.    In this post, we explore the concept of investment planning, how to create a long-term financial plan, and some of the best ways to make money in Australia. What is investment planning? Investment planning is the process of deciding where and how you're going to..
Total and Permanent Disability insurance (TPD) is a safety net designed to protect your financial security if you cannot work due to a severe illness or injury. While most of us don't like to think about the possibility of disability, the reality is that unexpected events can happen at any time. Total and permanent disability coverage provides a financial buffer, helping you maintain your lifestyle and support your dependents if you can no longer earn an income. Here are the answers to your most-asked questions about TPD Insurance and how K Partners can find you the right cover. What Is..
Investing in property can be a great way to build wealth in Australia. However, navigating the world of tax deductions can feel overwhelming. As property investors, you need to understand tax depreciation schedules, and we at K Partners have the necessary knowledge to help you maximise your tax benefits. What are Tax Depreciation Schedules? Tax depreciation schedules set out what tax deductions can be claimed each year for your investment property. They work by acknowledging the gradual decline in the value of your investment property's building and fixtures over time. Understanding Tax Depreciation The concept of tax depreciation is more..
Life can be unpredictable, and a significant physical or mental medical diagnosis can throw your world into disarray. While the primary focus is always on recovery, the financial burden of a critical illness can add immense stress. This is where trauma insurance offers a financial safety net during challenging times. At K Partners, we have the answers to your questions about this coverage so you can decide on the best way forward. What is Trauma Insurance? Critical illness or Trauma insurance, is the type of coverage that pays out a lump sum benefit if you are diagnosed with a specific..
Are you wondering if life insurance is right for you? We understand how essential it is to get it right, so we've answered some of the most-asked life insurance questions.  What is life insurance? Life insurance is a financial product that is a safety net for your loved ones in the unfortunate event of your passing. The payment is a contract between you (the policyholder) and an insurance company (the insurer) designed to give financial security to the policyholder's beneficiaries or estate.  How many types of Life Insurance are there in Australia? Life insurance in Australia offers a comforting safety..
Life insurance offers a safety net for your loved ones in the unfortunate event of your passing. But when tax season rolls around, you might ask: is life insurance tax deductible? Are you confused about life insurance and how it affects your taxes? This guide and our expertise will help you navigate life insurance and tax deductions in Australia. Our clear explanation will help you choose whether this option best aligns with your financial goals. What types of life insurance are tax-deductible? The Australian Taxation Office (ATO) generally doesn't allow tax deductions for premiums on life insurance policies taken out directly with..
Have you ever wondered if there's a better way to manage your mortgage and potentially save money? Look no further than offset accounts and redraw facilities! These are two popular features offered by many lenders, and understanding their differences can help you decide which one best suits your financial situation. This guide will break down the key differences between offset and redraw accounts, explore the pros and cons of each, and offer some helpful tips for choosing the right option for your mortgage. How Offset and Redraw Work? Offset Account An offset account is a transaction account linked to your mortgage. Any..