TPD Insurance

Gain financial security in the event of permanent disability

Total and Permanent Disability (TPD) Insurance

Total and Permanent Disability (TPD) insurance provides financial security through paying a lump sum if you cannot work permanently due to injury or disability. TPD insurance provides a level of protection and security against unforeseen circumstances that can have dramatic impacts on financial freedom and earning capacity.

TPD Benefits

There are multiple benefits to TPD insurance coverage. Previously, clients have used these payments towards:

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Paying out existing debt

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Providing funds to undertake medical treatments

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Providing an ongoing income stream if required

How much TPD Insurance Do You Need?

Calculate how much TPD Insurance you might need in case you could never return to work again due to an illness or injury

...Tell us a bit about yourself
What is your current age?
...Your Assets
What is your current savings?
...Your Liabilities
How much of your debt do you want to cover in the event of total disability?
How much money would you need for renovation expenses in the of your total disability?
How much money would you need for medical expenses in the of your total disability?
...Lastly, let us know your expected income
How much income do you want to replace each year if you could never work again?

Want a personalised insurance plan?

A consultation with K Partners insurance advisers can provide insights on how TPD insurance can offer financial protections in case of injury or disability

Why Choose TPD Insurance From K Partners?

TPD insurance provides a level of protection and security against unforeseen circumstances that can have dramatic impacts on financial freedom and earning capacity.

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Expert Knowledge On TPD Insurance

Our insurance advisers have been working with Melbourne residents for decades. Each team member brings market leading expertise and experience to provide advice on the appropriate package suited to the specific needs of clients.

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A Respected Reputation In Melbourne

K Partners works to ensure the financial freedom of all of our clients and we apply our expertise to ensure the assets of our clients are protected. Our extensive experience, expertise and reputation is leveraged to ensure the most suitable insurance options are provided to each of our clients based on their situation.

General information regarding TPD Insurance

  • Total and Permanent Disability insurance is generally paid out in the event you could never return to work again due to an illness or injury
  • Total and Permanent Disability insurance can be funded personally, through your superannuation fund / SMSF or both. There are different tax treatments in the event of claim based on how you fund this insurance
  • Total and Permanent Disability insurance costs are generally determined by your age, your lifestyle, your occupation, your health and required cover amount
  • Total and Permanent Disability insurance is available with various definitions; hence it is important to get the right one for you. Depending on the definition you choose the costs will vary

Disclaimer

All above information is not based on your personal goal, objectives or circumstances. The information is only provided as an indicative tool and have pre-set general parameters that may not be suitable for you. You should seek personal financial advice before acquiring any insurance products to ensure it is appropriate for your needs. The K Partners financial planning team provides personalised insurance advice.

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