Personal Insurances

Ensure peace-of-mind with a personal insurance policy through K Partners. Our specialist team will mindfully create a package specific to your family and personal needs.

Personal Insurance Advice

At K Partners, we provide personal insurance broking for the most important personal insurance categories: Life Insurance, Income Protection, Trauma, and Total and Permanent Disability (TPD). Our licensed and experienced insurance specialists can set up insurance that’s appropriate for your needs now and into the future. We see personal insurance as key to your long-term security and peace of mind and will work with you to make sure you’re covered for what matters most.

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Income Protection Insurance

Provide a regular income if you're unable to work due to illness or injury. It's easy to set up and the premiums are tax deductible.

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Life Insurance

If you pass away, it’ll bring financial security to your loved ones, helping them maintain their standard of living and/or manage debts

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Total and Permanent Disability Insurance (TPD)

Covers you and your family in the event that you become permanently disabled, either physically or mentally

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Trauma Insurance

Financial protection in instances of the diagnosis of a serious illness such as cancers, heart attacks, stroke and other serious illnesses for you and your family.

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Protect what matters most to you

Let K Partners’ insurance experts help you find the right coverage for your needs

The K Partners Process

We keep the personal insurances process simple with six easy steps

1. Initial Meeting

This is where we get to meet you and understand you needs. This is also for you to meet us and understand our skills and expertise. This meeting allows you to determine how best we can serve your financial risk objective in an open and transparent manner

2. First Fact Find Meeting

This meeting is scheduled once we have completed the initial research on your existing products. We explain what you currently have and identify together what you want to be protected for moving forward. We will collect your personal financial, occupational and medical situation to find the best insurer to suit your needs

3. Advice Development

You sit back and relax whilst our expert team research all your insurance options and come up with the best advice possible to ensure you and your family are protected.

4. Advice Presentation

We present our advice to you in a clear manner and ensure you understand all the complexities behind your tailored insurance advice. We will also be providing a copy of the advice in a Statement of Advice Document for you to read over and keep for your records.

5. Advice Implementation

Once you have understood the advice and ready to proceed with any recommendations, our team will assist you in implementing any of the recommendations made so you do not have to do it on your own.

6. Ongoing Support

Our team will always be here to assist with any future needs. This includes supporting your through claims and make amendments to your insurances as required by you.

Why Australia Trusts K Partners Accountants & Financial Advisers For Financial Planning

Since 2008, we have helped hundreds of clients grow their wealth to achieve the lifestyle they want before retiring successfully. At K Partners, we focus on providing highly targeted and tailored advice that is easy to understand and implement. The pillars of K Partners services are:

Integrity

Transparency

Partnership

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Integrity

We place our client’s interests at the centre of all of our services. Through combining our decades of experience, expertise and reputation with innovative and proactive approach, we ensure that nothing is left to chance in achieving our client’s goals. The ultimate financial wellbeing and security of our clients is pivotal to all our relationships and our business model. 

Transparency

All of our services are provided under the fundamental principle of full transparency. We make certain that each of our clients are fully informed and made aware of all aspects relevant to any financial advice provided. This approach ensures that clients are able to understand their options and make informed decisions.

Partnership

The principle of building partnerships is a core foundation of K Partners. We work closely with all of our clients in order to develop long lasting partnerships based on trust and reliability. This emphasis on forming strong partnerships enables us to effectively work with our clients to help them achieve their goals. 

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Financial Planning
Steve Kostovski

Steve Kostovski

Partner / Financial Adviser

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Financial Planning
Prasanth Radhakrishnan

Prasanth Radhakrishnan

Financial Adviser

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Financial Planning
Cameron Forsyth

Cameron Forsyth

Client Services

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Financial Planning
Chloe Dinh

Chloe Dinh

Paraplanner

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Financial Planning
Tu Huynh

Tu Huynh

Client Services

15 May 2024

TPD Insurance: What You Need to Know

Total and Permanent Disability insurance (TPD) is a safety net designed to protect your financial security if you cannot work due to a severe illness or injury. While most of...

TPD Insurance: What You Need to Know